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Offering Committed Protection

31 Success Studies and Growing!

• An individual in Vancouver, Washington hired Clear Creek to manage a liability of $45,701 owed to the Internal Revenue Service for past due Civil Penalty taxes assessed from the unpaid Withholding Taxes of her closed business. Our client initially hired Clear Creek to negotiate an Installment Agreement. Due to our client’s financial condition the Associate pre-qualified our client’s account for an Offer in Compromise. The Associate ensured all assessment statute expiration dates had expired, and our client was in full compliance while compiling a detailed Offer packet to submit to the Internal Revenue Service. Once an Offer Examiner was assigned to the account, she determined that our client was not in compliance with estimated tax payments and advised she would return the Offer in Compromise for non-compliance. The Associate argued that our client was in compliance because the divorce decree stipulates our client receives the dependent child deduction in even numbered years. The Offer Examiner agreed and after her detailed review of the documentation submitted, accepted the Offer In Compromise of $4,500 to be paid off within a period of five months. Once the last payment was received by the Internal Revenue Service, the Federal tax liens filed against our client were discharged and the they are now free of all previous tax obligations.

• A former FBI Agent residing in Baltimore, Maryland hired Clear Creek to resolve a liability of $42,353 owed to the Internal Revenue Service for past due personal taxes. The taxpayer initially hired Clear Creek to negotiate an Installment Agreement but upon the initial review of our client’s financial documentation, the Associate qualified our client for an Offer In Compromise. Once an Offer Examiner was assigned to the account, she performed a detailed breakdown of our client’s financial potential and determined that the provided financial information was accurate. Due to this, she accepted the Offer In Compromise without rebuttal. Based on these efforts, an Offer In Compromise of $5,400 was negotiated which is to be paid off within a period of twenty three months.

• An individual in Las Vegas, Nevada hired Clear Creek to resolve a liability of $75,000 owed to the Internal Revenue Service for past due taxes. Our client was living in constant fear of having funds taken from his bank account. Clear Creek was successful in negotiating a ‘Hold on Enforcement’ to allow our firm to determine the most appropriate resolution. The Associate assigned to this case reviewed our client’s financial condition, and determined our client would qualify for an Offer in Compromise submission to resolve their IRS liability. The Associate submitted an Offer in Compromise request attempting to settle the entire liability for our offer amount of $241. After negotiations were complete, the Offer of $241 was accepted to resolve the overall liability of approximately $74,000. Our client was ecstatic about being able to pay his tax debt in a manner he could afford and not have to worry about losing his house or other valuable assets.

• A Radio Station in Rural Virginia hired Clear Creek to manage a liability of $40,000 owed to the IRS for past due withholding taxes. The Associate assigned to this case immediately began negotiations with a very aggressive Revenue Officer. The Associate was able to negotiate a series of 'Holds' on enforced collections totaling over six months of protection. Unfortunately, during this time, our client did not follow the Associate's advice, and failed to produce any of the required documentation, and continued to accrue new liabilities. The Revenue Agent seized our client's property, a home from which the radio station operated. However, the Associate was able to negotiate a six month delay on the sale of the home, and convinced the Revenue Officer to allow our client to maintain occupancy of the building until the time of the sale. During this time, the Associate worked with our client to get them 'Current and Compliant' and negotiated a lump sum payment to get the house out of the seizure and sale status. The Associate negotiated a payment plan of $400 per month for the remaining balance of the liability.

• A business in Lakeland, Florida hired Clear Creek to manage a $51,000 liability owed to the State of Florida. When Clear Creek was hired, a scheduled hearing was already set to occur a few days thereafter to revoke the sales license of the business and to shut it down. The only officer of the business was fearful of being shut down as the business was her only source of income. The Associate assigned to the case immediately worked with the State Attorney to reschedule the hearing, allowing time to gather and review financial information for the business. The Associate analyzed the financial position of the business, reviewed corporate documents and submitted a proposal to the State. The Associate attended the administrative hearing and successfully negotiated a $1,000 per month Installment Agreement with the State that allowed the business to keep their license and continue operating. Our client was very pleased with the result and relieved to be able to continue operating the business.

• A couple in St. Louis, Missouri hired Clear Creek to resolve their $130,000 tax liability owed to the Internal Revenue Service. Our client had previously been diagnosed with cancer and tragically passed away on May 12, 2011, leaving his wife with enormous debt including the liability owed to the Internal Revenue Service. To combat the threat of collection action in this physically and emotionally draining time, Clear Creek proposed a temporary six-month period of 'Currently Non-Collectible Status,' followed by a Partial Pay Installment Agreement of $1,000 per month to be paid beginning January 28, 2012. The formalized resolution will allow our client time to grieve without having to worry about the Internal Revenue Service pursing enforced collection action.

• A small business owner in Mt. Vernon, Iowa hired Clear Creek to manage a $50,000 liability owed to the State of Iowa. The owner of the business had recently missed a court hearing at which the State of Iowa revoked his sales tax permit. The Associate assigned to the case acted quickly to file an Appeal, temporarily preventing the revocation of the Sales Tax Permit in order to propose an alternative resolution to address our client's tax liability. During subsequent negotiations, the Associate came to find that the Sales Tax Permit with which the business had been operating had been invalid for over a year. The State was not only demanding payment in full of the $50,000 liability in order to approve a new sales tax permit, but also threatened criminal charges for operating without a valid Sales Tax Permit for the past year and a half. The Associate conducted a thorough review of our client's case history and found that a number of the balances due were the result of estimated balances that had been assessed by the State. The Associate advised our client to file certain original returns immediately. Upon processing the returns, the State reduced the balance due from $50,000 to $14,000. Still, the State demanded payment in full in order to consider approving a new Sales Tax Permit. The Associate negotiated with various representatives from the State and was successful in securing a resolution where our client paid only $5,000 upfront and addressed the remaining $9,000 via an Installment Agreement for $375 per month. In addition, the Associate managed to secure an Agreement from the State that criminal charges would not be pressed for our client's past operations without a valid sales tax permit. The Associate also negotiated to ensure that our client was able to continue to operate his business while the new application was pending approval. Our client saved $36,000 and was provided with the ability to pay off his liability over the course of two years, rather than in one lump sum payment. All the while, he was also able to continue operating his business.

• A family-owned construction company in San Antonio, Texas hired Clear Creek to resolve a $25,000 liability owed to the Internal Revenue Service. After dealing with several bank levies and unsuccessful negotiation attempts with their assigned Revenue Officer, the business decided it was time to hire Clear Creek. The Associate assigned to the case immediately assisted our client in becoming 'Current and Compliant' by making sure that our client filed all past due returns, and began making voluntary payments to the IRS. The Associate then negotiated a formal payment plan with the Revenue Officer to address the outstanding tax liability. The Revenue Officer was still attempting to pursue the individual owners of the company for the Trust Fund Recovery Penalty. Not wanting our client to be personally liable, the Associate filed an appeal and successfully prevented the personal assessments.

• Retired, prior owners of a grocery, gas and liquor business in Copper Center, Alaska hired Clear Creek to negotiate affordable tax resolution strategies for outstanding federal tax liabilities associated with the business and its two individual former owners. The retirees recently sold the business and were receiving payments in the amount of $2,000 per month from the new owners, pursuant to a Deed of Trust. An aggressive Revenue Officer attempted to satisfy the business tax liability by seizing the Deed of Trust and selling it for a reduced price at auction. The Associate assigned to the case successfully negotiated a creative resolution strategy whereby both the business and individual tax liabilities would be bundled together and paid pursuant to a 668-A Continuous Revolving Levy agreed upon by the individual retirees, the new owners of the business, and the Internal Revenue Service. This resolution strategy accurately reflected our client's ability to pay and allowed both the individual and business tax liabilities to be eliminated through an affordable and effective method of payment. Further, the Associate also secured the valuable Deed of Trust for the retirees, which will allow them to receive future payments after the federal tax liability is satisfied.

• A laser eye correction doctor in Tulare, California hired Clear Creek to assist with a significant business tax liability stemming from the negligent actions of his company's former accounting firm. Due to the fact that Withholding Taxes were not paid for a period of time, Civil Penalties were also assessed in significant amounts to our client's personal account and were being pursued by the Collections Division of the Internal Revenue Service. The Associate assigned to this case promptly secured a viable payment agreement for the business with an aggressive Revenue Officer and was congruently able to successfully negotiate for all personal liability to be 'cross-referenced,' thus requiring only one payment toward both business and personally assessed liability moving forward. Three months after securing the cross-referenced agreement, the IRS inexplicably levied our client's personal bank accounts for nearly $10,000. The Associate promptly contacted the Revenue Officer with whom the case was negotiated and determined that she improperly entered the Agreement after it was secured. Because the Revenue Officer was no longer assigned to the case, she refused to correct her error, release the levy, or reinstate the Agreement. The Associate, seeing no other alternative, filed a 911 Taxpayer Advocate Request and pursued the case intently with the District Manager of the Regional Advocate Office in order to receive a thorough assessment of the case. Within days of connecting with the District Manager, the levy was released, the Installment Agreement was put back in place and the 'cross-reference' to our client's personal accounts was validated.

• A family of five in Boone, Iowa hired Clear Creek to resolve $85,000 in outstanding Individual Income Tax liability to the Internal Revenue Service. The Revenue Officer assigned to the case refused to consider an Installment Agreement for our client because he owned a large track of unencumbered hunting property. The Revenue Officer immediately proceeded to pursue seizure of the property. The Associate assigned to the case filed numerous Appeals to delay the seizure process and petitioned the Taxpayer Advocate Division of the IRS to mediate the process. This allowed our client a sufficient amount of time to obtain personal loans to pay down the liability. The Associate filed a final Appeal on the same day that the IRS updated a new provision in their code book that would qualify our client for a Streamlined Installment Agreement. Through the Appeals Division, the Associate was able to negotiate a payment plan of $360 per month on the remaining $36,000 in liability. Not satisfied with our negotiations, the Revenue Officer's Group Manager protested the Agreement and submitted a memorandum of dissent to the Appeals Division. Through our continued negotiations, Appeals dismissed the Group Manager's protest and accepted the Agreement. This successful Agreement has prevented the IRS from forcefully seizing our client's property.

• The owner of a country club in Mineral Point, Wisconsin hired Clear Creek to manage a liability of approximately $35,000 owed to the State of Wisconsin Department of Revenue for sales tax. The State had revoked the seller's permit, levied his bank accounts, and was about to deny renewal of the club's liquor license. Clear Creek immediately went to work negotiating an affordable payment plan that would work with our client's limited means to pay due to the fact that the country club is a seasonal business. The Associate negotiated a seasonal payment plan for $1,000 per month, which also established a provisional month-to-month seller's permit so that our client could remain in business. Now that our client is on a payment plan and is again legally operating, the State will no longer levy bank accounts.

• A restaurant owner in Viroqua, Wisconsin hired Clear Creek to manage a liability of approximately $45,000 with the State of Wisconsin Department of Revenue for sales tax. Our client's seller's permit had recently been revoked because of her large sales tax liability. The State was also levying her bank accounts continuously and a State Revenue Agent would routinely stop by the restaurant and make her empty the cash register, both of which made paying her current tax obligations nearly impossible. The Associate assigned to the case immediately went to work negotiating an affordable payment plan that would work with our client's limited means to pay. The Associate negotiated a temporary payment plan for $500 per month which also established a provisional month-to-month seller's permit so that our client could reopen her restaurant. Now that our client is on a payment plan and is again legally operating, the State no longer levies her bank accounts or stops by the restaurant to empty the cash register.

• A pizza restaurant in Epping, New Hampshire hired Clear Creek to resolve a State liability of $5,400 in sales tax and to address a final order issued by the State threatening the revocation of their sales tax license. The Associate assigned to the case immediately contacted the State of New Hampshire to discuss the stipulations and qualifications that needed to be met in order to reinstate the sales tax license. The State acknowledged our request for reinstatement and replied with a letter outlining the proposed stipulations the business must follow in order to keep the sales tax license active. Two weeks after the business began to follow all of the proposed stipulations that were outlined in the Agreement, which included full payment of the tax liability, the Department of Revenue Division of Collections terminated the negotiation and stated that the department 'erroneously issued' a letter that allowed the reinstatement of the sales tax license and was not allowed to make that determination. The State then issued another final order calling for the immediate revocation of the sales tax license. This is despite the fact that our client had already fully satisfied its liability and the business had been 'Current and Compliant' for six months. Vehemently disagreeing with this determination, the Associate immediately filed an appeal with the Board of Tax and Land Appeals Office stating that the State of New Hampshire must uphold its own decisions based on the documentation and settlement agreements that are issued and signed on its behalf. During the Appeals Hearing, our client and a representative from the Department of Revenue negotiated settlement terms that were given to our client on a hand-written piece of notebook paper. Our client was informed that the Department of Revenue would issue a formal document the following Monday. Due to technical difficulties at the State office, the Associate could not be present via conference call. However, the Associate immediately followed up with the State to obtain the formal decision in writing. Again displaying an unbelievable lack of professionalism, the State rescinded the terms that were agreed upon during the Appeals Hearing. The Associate then contacted the Governor's Office to seek a resolution for our compliant client. After reviewing all documents between the State and Clear Creek, the Governor's Office ordered the assignment of a new representative from the Department of Revenue who could successfully resolve this case. The Associate was finally able to negotiate a withdrawal of all motions filed with the Department of Revenue and the Board of Tax and Land Appeals. With this Agreement, the business is now operating under a new Meals and Rentals License and the case has been closed with the State.

• An engineering company in Rogers, Arkansas hired Clear Creek to manage an $85,000 tax liability owed to the Internal Revenue Service for past due withholding taxes. The Associate assigned to the case was able to negotiate an affordable Installment Agreement with the Internal Revenue Service to address this tax liability and a guarantee not to attempt to collect from the owner personally in regards to the outstanding tax liability. The Installment Agreement was formalized in July of 2009. The business never complied with making any Installment Agreement payments, which resulted in a default of the Installment Agreement. Upon default of the business Installment Agreement, the Internal Revenue Service immediately issued notices against the owner personally for collection of the debt. Although the business never complied with any Installment Agreement payments (over 5 month's worth of payments) the Associate assigned to the case was able to negotiate that the Installment Agreement be reinstated and that the Internal Revenue Service not collect from the owner of the business personally.

• A real estate developer in Georgetown, Texas hired Clear Creek to manage a $36,000 liability owed to Williamson County, Texas for past due property taxes. When our client came onboard, he was being summonsed to appear in court and faced jail time due to the back taxes owed. The Associate assigned to the case was able to contact the law office that had purchased the debt from the county and negotiated to drop the lawsuit that they were bringing against our client. The Associate was also able to set up and formalize an affordable payment plan in the amount of $2,000 per month to satisfy the liability. The dismissal of the lawsuit and the Installment Agreement were both negotiated on the same day that our client hired Clear Creek.

• A restaurant in Merritt Island, Florida hired Clear Creek to manage a liability of approximately $8,000 in withholding taxes owed to the Internal Revenue Service. Soon after filing our Powers of Attorney, the Associate assigned to the case was made aware that our client had also been assessed for the Trust Fund Recovery Penalty. The Revenue Officer assigned had issued a garnishment against our client’s Social Security wages to forcibly take this balance, despite the fact that our client was already on an Installment Agreement for the business' liabilities. Our client was elderly and living off of these funds as they did not have any other source of income. The Associate filed an Appeal to the Taxpayer Advocate's Office and to the Revenue Officer's Group Manager in an effort to have the erroneous garnishment removed. After discussing the situation with both the Group Manager and the Taxpayer Advocate, the Associate was successful in negotiating a full release of the garnishment, and ensuring that no new garnishment would ever be issued against our client's Social Security wages for the personal Trust Fund balances.

• A lawn care equipment company in Martindale, Pennsylvania hired Clear Creek to manage a $42,000 liability owed to the State. At the time that our client hired our firm, he had recently pleaded guilty to the charge of continued operation without a sales tax license. Our client also signed a confession and agreed to a sentencing term of 30 days in jail. The Associate assigned to the case began thorough negotiations with the State Revenue Agent to determine and negotiate alternative resolutions. Initially, the State Revenue Agent was only interested in full payment of the entire liability. With continued pressure and negotiation, the Associate was able to negotiate a down payment of $18,000, which equaled more than 50% of the principal tax owed. In addition to preventing our client from going to jail, the Associate was also successful in negotiating a 30-day hold on further collection activity to allow our client time to obtain and pay the remaining balance owed.

• An Architectural group in Billings, Montana hired Clear Creek to resolve an IRS liability of approximately $95,000. After gathering financial information from our client, the Associate assigned to this case determined that the monthly amount for an Installment agreement would be $1,400. Upon contacting the Revenue Officer to discuss our proposed Installment agreement, she began demanding that our client sell their home to pay down their liability. We attempted multiple Installment Agreement proposals, all of which were denied. The Revenue Officer was unwilling to accept an Installment Agreement of any amount and began threatening enforcement action against our client's bank account as well as the seizure of their personal residence. We subsequently filed multiple Appeals in response to these threats which obtained additional time that our client desperately needed in order to refinance their house. We worked closely with their lender and effectively submitted a Certificate of Subordination which allowed the loan to close successfully. Our client had the lending approved and were able to cut a check for the remaining balance of the tax liability totaling $95,000. Our client is now current and compliant and very thankful to keep the home they love so much.

• An individual in Sikeston, Missouri hired Clear Creek to resolve State and Internal Revenue Service liabilities associated with his Glass Service Company. The State had threatened to revoke his sales tax license on numerous occasions. Our client repeatedly informed us that he did not want his business to be shut down. Therefore, Clear Creek contacted the State of Missouri immediately and began negotiations to prevent his Sales Tax License from being revoked. The State was reluctant to agree to an Installment Agreement and stop the revocation, but our firm was able to prevent the revocation from happening and formalized a manageable Installment Agreement. Through our negotiations, our client paid 25% down, and will pay off the remaining liability within 12 months.

• A bed and breakfast in Waterford, Maine hired Clear Creek to address a Sales and Use Tax liability of approximately $10,000. The State Revenue Agents on the case were extremely aggressive with our client, visiting them almost every day and demanding payment in full and stating that they would seize the business sales license, effectively shutting down the business. The Associate assigned to the case acted immediately to secure a 'Hold of Enforced Collections' on the case to ensure that the State did not seize our client's license, and began work on a Payment Plan. Initially, the State demanded that our client make a 1/3 down payment followed by a 6-month Payment Plan. As this was impossible for our client, the Associate continued negotiations and was able to negotiate an extended payment agreement lasting one year for our client and ensure that no down payment would be necessary. Additionally, the Associate was successful in ensuring that our client's license was not revoked, and that the small bed and breakfast would be able to keep its doors open.

• A motorcycle dealer in Bogart, Georgia hired Clear Creek to manage $43,600 owed to the State of Georgia. The Associate assigned to this case negotiated many 'Stays of Enforced Collections' to protect our client's assets while compiling requested financial documents. Our client wanted a manageable payment plan; however, the State demanded that our client pay a third down and arrange a payment plan for no less than $2,500 per month for twelve months. In addition, the State wanted to place a lien on our client and assess the business with a collection fee of approximately $8,500, and place a hold on his sales tags. We negotiated a payment plan for $3,000 per month for eighteen months under the condition that the collection fee be waived and no hold would be placed on his sales tags.

• A staffing services company which was actually two entities in California hired Clear Creek to manage a liability of approximately $493,000 owed to the State for past due unemployment taxes. Both of the businesses had been closed and ceased operations in 2009. The State personally assessed the member of both companies with the full liability owed. Although our client is currently incarcerated, the Employment Development Department of the State of California (EDD) continued to pursue collection of the outstanding liability. Recently, the EDD issued a levy against not only the owner of the companies, but also against his spouse. The levy attached to $94,000 held individually by our client's spouse in a Florida bank account. Although California is a community property state and may collect on a debt owed by one spouse through the other spouse, the Associate assigned to this case argued against this levy action as California did not seem to have any jurisdictional rights against the spouse in this particular case. The Associate prepared a thorough argument and requested for the release of this levy. Once argued, the $94,000 was immediately released back to the spouse.

• A termite and pest control company in Columbus, Indiana hired Clear Creek to resolve a liability of $100,000 owed to the IRS. The Revenue Officer assigned to this case was determined to put our client out of business due to their inability to remain 'Current and Compliant'. The Associate assigned to this case was able to protect our client from enforcement while he saved funds in order to sell his business. Not only did we protect our client's assets from seizure for several months, we successfully submitted and negotiated a Certificate of Discharge which allowed our client to sell the assets free and clear of a Federal Tax Lien.

• A daycare in Canonsburg, Pennsylvania hired Clear Creek to resolve a $10,000 liability owed to the State for past due Withholding Taxes. The Attorney General issued a summons to our client to appear in court to answer to criminal charges stemming from this tax debt. The State gave our client only 20 days to respond to this notice and noted that failure to do so would result in a warrant issued for our client's arrest. The Associate assigned to the case immediately contacted the State and negotiated a continuance in order to allow our client time to gather the requisite financial documents. The Associate utilized this information to prepare, submit and negotiate a two-year payment plan, despite the State's demand for full payment within one year. Through these negotiations, the Associate was able to ensure that our client's criminal trial would be cancelled, and all charges would be dropped.

• A construction company in Lompoc, California hired Clear Creek to manage a $150,000 liability, and assist the firm in catching up with their tax obligations due to their recent lack of construction work. The assigned Revenue Officer had been extremely aggressive, unto the point of setting an unreasonable deadline for them to sell their personal property. While the husband and wife running the construction company were happy to sell one of their personal rental properties to satisfy their liability, the unreasonable deadline set by the Revenue Officer was causing the business to suffer, and was leading towards the dissolution of the company. The Associate assigned to this case was able to secure a hold of enforced collection action, buying the business enough time to become current and compliant due to a recent surge of construction work, and to work towards closing on the sale of their property.

• The owners of a restaurant in Saratoga, Wyoming hired Clear Creek to negotiate an affordable payment that would also prevent enforced collection action against their restaurant for $9,000 in past due sales tax owed to the state. After numerous attempts to get anyone to respond to our request for contact at the Department of Revenue, the Associate assigned to this case proposed an Installment Agreement to the general department. The state responded by serving our clients with court documents indicating that the debt was going to be civilly collected. After the state checked to see if in fact our Associate was an attorney in good standing in the state of Colorado, the state attorney agreed that a $300 Installment Agreement would be a great payment plan amount. This $300 per month payment was the exact amount the Department of Revenue had rejected earlier that day! Our client is now free from enforced collection.

• The owner of a cleaning service company located in Georgetown, Texas hired Clear Creek to manage a liability of approximately $46,000 owed to the IRS. Because our client owns multiple homes, the Revenue Officer demanded that our client take out equity from his homes to pay down the liability, however, our client wanted to make monthly payments. In doing so, the Associate assigned to this case proposed an Installment Agreement, however, the Revenue Officer replied by levying all of our client's accounts receivables, and his business and personal bank accounts. After a few calls to the Revenue Officer's supervisor, we negotiated the release of all the levies, and submitted a new Installment Agreement.

• A courier business in Cedar Rapids, Iowa hired Clear Creek to protect him from losing his home to the Internal Revenue Service after he lost nearly everything to his former business partner. The Associate assigned to this case initially negotiated that our client should be put in Status 53 so as to protect him from enforced collection while we analyzed the business and uncovered which resolution strategy would be best for our client. At issue was the fact that our client is a disabled veteran who had significant equity in his home, but if refinanced, he would not be able to make the new mortgage payments and would have consequently had to have moved. In the end we submitted and negotiated an Offer in Compromise for $1,875 on a total liability of $75,000 and our client was able to keep his home and the equity in it.

• Just prior to retaining Clear Creek, an Illinois marine towing company was experiencing enforced collection from the IRS and their bank was threatening to call a loan due to an IRS tax lien which would have resulted in the immediate liquidation of this family-owned business. Within weeks of representation the client was free from these stresses as we managed to negotiate an affordable payment plan with the IRS, and the State which satiated the bank's concern and consequently did not call the outstanding loan. This client owes approximately $205,000 to the IRS and $12,000 to the State of Illinois.

• When retained by a New Jersey Environmental Clean Up Company, the assigned Revenue Officer was in the process of assessing the Trust Fund Recovery Penalty against the willful and responsible party associated with a $40,000 federal tax liability. Due to poor health, the client did not want her husband to know of this tax issue which would have come to his attention as soon as federal notices would begin arriving at their private residence. To protect the health of our client's husband, the Clear Creek Associate successfully negotiated that the government not assess the Penalty in addition to negotiating an affordable monthly Installment Agreement.